The moment of supreme savings has arrived.
This is it. This is the week where retailers nationwide put their best foot forward, offering – sometimes – the biggest price drops of the year in hopes of sparking a frenzied wave of shopping.
But before you dive headfirst into Black Friday and Cyber Monday, remember these three simple words of wisdom: cash back shopping.
According to the National Retail Federation, Americans will spend an average of $1,048 over the holiday season, not including the cost of travel. A serious chunk of change in anyone’s book.
That’s what makes cash back shopping so important. It’s the uplifting answer to those dreaded January credit card bills, earning you money while you’re doing something you’re doing anyways—shopping.
Let’s say you do spend that $1,048 over the next month. And let’s say you do your shopping through Save and Earn, earning cash back at more than 1,400 stores, to a tune of, say, 2.5%. And let’s say you use a cash back credit to make those purchases, earning another 2.5% on your gifts. That’s 5% of $1,048, adding up to a cool $52.40 you’ll be getting back in your wallet. A major win.
Our Holiday Shopper Helper is a great place to keep track of all the items on your list and quickly see what kind of cash back comes with it, and the Cash Back Gift Guide has a cornucopia of gift ideas for everyone on your list.