You’ve probably heard of skimming, that nefarious practice of installing devices in ATMs or gas station credit card machines that secretly record one’s financial information. But have you heard of e-skimming?
Yeah, not good. And it’s on the rise.
So, what can you do to help safeguard your financial information from e-skimming? A few things:
- Use a virtual credit card (a temporary number that allows you to use your real credit card without exposing your info to a retailer’s website)
- Pay through a third party, like PayPal or Venmo
- Keep all your tech’s operating systems and applications up to date
- Pay attention to your bank accounts and credit reports
For businesses and agencies that take online payments, the FBI recommends the following tips to help protect against e-skimming:
- Update and patch all systems with the latest security software. Anti-virus and anti-malware need to be up-to-date and firewalls strong.
- Change default login credentials on all systems.
- Educate employees about safe cyber practices. Most importantly, do not click on links or unexpected attachments in messages.
- Segregate and segment network systems to limit how easily cyber criminals can move from one to another.
If you’ve been a victim of this online scam or any other fraud, report it to the FBI’s Internet Crime Complaint Center at www.IC3.gov or call your local FBI office.